A Blog on Finance, Health and Personal Development
Blog - 009
Why We Buy What We Don't Need?
Remember the movie Confessions of a Shopaholic, where Rebecca Bloomwood is
practically hypnotized by a green scarf calling her name from the shop window? She
ends up maxing out yet another credit card just to own it. And then, of course, lies to
her would-be employer to cover it up. In her defense, she didn’t know he’d be her
boss—but you get the point.
Has that ever happened to you? Because it has definitely happened to me.
That one dress that hugs you just right, that pair of shoes that make you feel like you
run the world, that bag that whispers “elegance” every time you glance at it. People
say buying things you don’t need is frivolous. And to be honest, I don’t completely
disagree. But let’s flip the coin for a second.
When you’re unaware of the good things out there—say luxury handbags or those
buttery-soft leather boots—then not buying them doesn’t hurt. Ignorance really is
bliss. But the moment you know, when you’ve touched that designer fabric or seen
your favorite influencer carry that bag effortlessly, a seed is planted. And then, even
if it’s not in your budget, you start to wonder, “What if I just stretch a little? Wouldn’t it
be worth it?”
Take this example. You’ve spent five years looking at that Louis Vuitton bag from the
other side of the glass—window shopping, longing. Then one day, you finally have a
credit card. You could technically buy it. Wouldn’t you want to?
I know the "responsible" answer is no. But I’m being honest here—I am materialistic
enough to want things. The difference? I try to be a conscious shopper. I set limits,
track my expenses, and plan my splurges. But not everyone does, and that’s where
the real problem lies.
Because when you don’t know your financial limits—or ignore them—it's a slippery
slope from “treat yourself” to “why am I drowning in credit card debt?”
So Why Do We Buy What We Don’t Need?
Let’s unpack the psychology behind it. There’s no one-size-fits-all answer, but here
are some common culprits:
1. Marketing Manipulation and the Power of FOMO
Let’s get real. Most of our buying decisions are not made in isolation. They are
influenced—heavily—by advertising, social media, and influencer culture. Ever
bought something just because it was labeled a “must-have” by someone on
Instagram? Yeah, me too.
Brands are smart. They don’t just sell products, they sell dreams. Lifestyles.
Emotions. That lipstick isn’t just a shade of red—it’s confidence. That bag? Not just
leather and metal—it’s success. Add a limited edition tag or a countdown timer, and
boom—suddenly, you’re afraid of missing out. Did you know that you have to get into
a waitlist to own an Hermes and even getting on that list is a privilege.
FOMO sells. Every. Single. Time.
2. Emotional Buying and Retail Therapy
How many times have you bought something just to feel better? Whether it’s after a
bad breakup, a tough day at work, or just feeling blah on a Sunday, buying
something new gives you a dopamine rush. That high is real—and it’s addictive.
Unfortunately, that temporary high wears off quickly, and you’re left with both buyer’s
remorse and a lighter wallet. But in the moment? It feels like self-care.
3. Social Status and Identity
Let’s not pretend we don’t care about how we’re perceived. We all do, even if we
don’t admit it. Buying certain things—brands, gadgets, outfits—helps construct a
version of ourselves we want the world to see. We want to look like we’ve “made it.”
And in some social circles, your wardrobe or your car can speak louder than your
words. This isn’t always about showing off. Sometimes, it’s just about fitting in.
4. Boredom and Instant Gratification
Online shopping has made buying ridiculously easy. Bored at work? Scroll. Bad
mood? Scroll. Watching TV? Scroll. And with one tap, you’ve bought a jacket you
don’t need and probably won’t wear. Shopping has become entertainment. And
because the delay between desire and gratification is almost gone (thanks to
express delivery), we rarely have time to talk ourselves out of it.
5. Because We Can (Sort Of)
Credit cards, EMIs, and Buy Now Pay Later schemes have made it seem like
anything is affordable. And that’s dangerous. Because when you don’t feel the pinch
immediately, you tend to overspend. We buy things because we can… until the bills
show up.
So… What Can We Do About It?
Buying things isn’t bad. Even expensive, unnecessary things aren’t inherently evil.
The problem is buying unconsciously. Here are a few tips that might help rein it in:
Make a wishlist, not a cart. Instead of buying instantly, add items to a wishlist.
Give it a week. If you still want it, buy it. Chances are, you won’t.
Track your spending. Awareness is powerful. When you actually see how
much you’ve spent in a month on “extras,” it’ll jolt you. The secret ingredient is
always a ‘budget’.
Unfollow some influencers. Seriously. If someone’s content always makes you
feel like you need more stuff, they aren’t helping your peace (or your bank
balance).
Set limits for luxury. Decide in advance how much you’ll spend per month or
quarter on non-essentials. Stick to it.
Delay, don’t deny. Tell yourself, “Not now” instead of “Never.” It’s less
restrictive and more sustainable.
We buy what we don’t need because it’s tempting, easy, and often feels good. But
with a little awareness and intention, we can take back control. There’s nothing
wrong with wanting nice things. But let’s make sure we own our purchases—and not
the other way around.
So next time something calls out to you from a shiny shop window or a glowing
phone screen, pause. Ask yourself: Do I really need this—or am I just trying to feel
something?
Because once you know the difference, the power shifts back to you.